Senior Lending Products Risk Manager

Senior Lending Products Risk Manager

Closing Date: 18/9/2026

Interviews will take place week commencing 28/9/2026

About the role...

Homes England has been entrusted with significant increased funding and responsibility and it’s an exciting and pivotal time in Homes England’s supporting the housing sector through the National Housing Bank. This role will be involved in analysing, challenging and sanctioning the financial transactions including loans, equity and guarantees  the National Housing Bank will make.

Working in a team with the Head of Risk for Lending Products, this post plays a critical role in ensuring the Lending Products Risk Team deliver high quality investment decision sanctioning across Homes England – and the National Housing Bank. You will primarily ensure efficient, consistent and effective risk review to a variety of lending propositions to help Homes England and the National Housing Bank deliver on the ambitious objectives Government has set it to help address the Housing Crisis. The role will also play a role in wider assurance activities and maintenance of investment standards across the investment portfolio.

You will be joining our small but highly experienced team, who are committed to making positive change by identifying and mitigating risk to allow the National Housing Bank to provide funding and support to tackle England’s housing gap.

The team believes in delivering a first-class customer service, pragmatically resolving risks and challenges collaboratively wherever possible, taking an innovative and creative approach to issues. The team values diversity in experience and perspective to foster good decision making and problem solving within their team – so we welcome applications from a variety of backgrounds.

This is a great chance to be part of the future of how the Risk Team provides investment sanctioning support in a fast growing, national organisation with real social purpose that is looking to help deliver to more complex and impactful projects.

About you…

You'll be comfortable working across multiple workstreams and be able to use your stakeholder and project management skills to quickly adapt to a variety of projects and tasks. You’ll have a great knowledge base, but be keen to learn and deploy your existing expertise and knowledge in a variety of situations.

Delivering on a mission as bold as ours isn’t always easy. You will be resilient and comfortable managing stakeholders at a senior level and your discussions will always be shaped by a good understanding of the commercial and operational impact of what we do as a team and wider housing delivery agency. You will enjoy working in an innovative, fun and engaging way and be able to negotiate and persuade. You’ll also thrive in dealing with a wide network of colleagues from across the organisation and country – giving you plenty of opportunity build a career which could take you right across the activities of Homes England.

As an ambitious professional you’ll understand how to manage colleagues who may have different perspectives and priorities to ours and be able to demonstrate you can work with them in a collaborative, constructive and inclusive way.

Who are we? 

Homes England: The Housing and Regeneration Agency

We believe that affordable, quality homes in well-designed places are key to improving people’s lives. As the government’s housing and regeneration agency, we create thriving new places and transform urban areas, combining the full breadth of our powers, expertise, land, capital and influence to bring investment to communities and get more homes built.

How? We form long-term partnerships that bridge the gap between the public and private sector to meet local needs and aspirations. We use our influence to champion the creation of sustainable homes, communities and places that are brilliantly designed for the people that live there now, and in the future. And we use our funding and support to build a more resilient, diverse and innovative housing sector, helping new entrants in the market, encouraging modern methods of construction and design, and promoting the utmost attention to building safety.

Together with our partners, we’re accelerating the pace of house building, remediation and regeneration across the country, as we seek to deliver ever more affordable homes in places people are proud to call home for generations to come.

What we offer... 

As well as a competitive salary and 33 days annual leave, we are committed to 50/50 hybrid working. We’ll support you, wherever possible, so that you don’t miss out on what matters to you. 

Membership of the Homes and Communities Agency Pension Scheme, which is a contributory defined benefit scheme with the amount you receive on retirement based on your salary and years worked at the Agency.

Internal applicants: please note that if you are successful, the salary you are offered will be in accordance with our pay policy. You can find details on the HR Hub SharePoint site.

If you ever need a bit of extra help, we have a great employee assistance programme, a wide range of healthcare plans, financial wellbeing support and access to many great discounts with leading high street names. 

Our range of network groups are also there to support you to be yourself at work and play a key role in helping shape our future. 

If you are a member of a professional body, we’ll pay for your membership and once you get your digital kit, you’ll be good to go. 

Homes England are a geographically diverse community. We work to a 50/50 office/ home based model. Moving back into our office environments has enabled us to utilise our space and time together in the most collaborative way. 

We would encourage all applicants to apply as soon as possible as we may close vacancies early should we receive a high number of applications. 

We also encourage you to apply using the full application option as opposed to quick apply, this is especially important if you would like to indicate to us that you would like to be considered under the disability confident scheme. 

We’re a diverse team of more than 1,000 professionals spanning 17 professions, helping Homes England to be effective, efficient and deliver for communities.

Our people remain at the heart of everything we do, and we’re committed to building an Agency that not only reflects the diverse communities we serve, but also champions inclusion in how we shape homes and places across the country. For more information about our EDI strategy please see our Homes England equality, diversity and inclusion reports

You will be required to have the Right to Work in the UK and Homes England do not offer visa sponsorship. If your application is shortlisted to interview we will require you to provide proof of your Right to Work in the UK at this stage.

Artificial Intelligence can be a useful tool to support your application, however, all examples and statements provided must be truthful, factually accurate and taken directly from your own experience. Where plagiarism has been identified (presenting the ideas and experiences of others, or generated by artificial intelligence, as your own) applications may be withdrawn and internal candidates may be subject to disciplinary action. Please see our candidate guidance for more information on appropriate and inappropriate use.